Capital Small Finance Bank Limited IPO bidding starts from February 7, 2024 and ends on February 9, 2024. The allotment for the Capital Small Finance Bank Limited IPO is expected to be finalized on February 12, 2024. Capital Small Finance Bank Limited IPO will list on BSE, NSE with tentative listing date fixed as February 14, 2024. Capital Small Finance Bank Limited IPO price band is set at ₹445 to ₹468 per share. The minimum lot size for an application is 32 Shares. The minimum amount of investment required by retail investors is ₹14,976.

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About Capital Small Finance Bank Limited :-

Established in 1999, Capital Small Finance Bank Limited operates as a small finance bank. In 2015, it achieved the distinction of being the first non-NBFC microfinance entity to secure the SFB license. Employing a branch-centric operational model, the bank has established a robust presence in semi-urban and rural areas.

Targeting middle-income customers with an annual income ranging from ₹0.4 to 5 million, Capital Small Finance Bank aspires to serve as the primary banking institution for this demographic. This objective is pursued through a combination of diverse product offerings, dedicated customer service, physical branches, and digital channels.

Headquartered in Jalandhar, Punjab, the bank strategically extends its SFB operations across northern states in India, including Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh, and UT Chandigarh.

As of June 30, 2023, Capital Small Finance Bank boasted a network spanning five states and one union territory, encompassing 172 branches and 174 ATMs. The majority of these branches were strategically positioned in rural and semi-urban areas, covering 24 districts and catering to approximately 75.90% of the total customer base in terms of both credit and deposits. This indicates a well-defined niche focusing on the middle-income group, with a notable emphasis on rural and semi-urban markets.

As of March 31 and June 30, 2023, an overwhelming majority of the bank's loan book, accounting for 99.82% and 99.84%, respectively, was secured. Specifically, 85.16% and 84.66% of loans were backed by immovable properties.

The average ticket sizes for Capital Small Finance Bank's agriculture, MSME and trading, and mortgage lending products, as of March 31, 2023, were ₹1.23 million, ₹1.82 million, and ₹1.16 million, respectively.

As of June 30, 2023, the bank employed a total of 1827 individuals, contributing to its organizational workforce.

Contact Details :-

Address:- Capital Small Finance Bank Limited MIDAS Corporate Park, 3rdFloor, 37, G.T. Road, Jalandhar 144 001,

Phone:- +91 181 5051111

E-mail:- cs@capitalbank.co.in

Website:- https://www.capitalbank.co.in/

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